Purpose Driven Loans
Empowering Growth

At Mekar, we are revolutionizing the lending landscape. Our innovative financing solutions empower Indonesian small businesses to grow and thrive with purposeful capital that fosters meaningful impact.

Our Services

Licensed & Supervised by Otoritas Jasa Keuangan

Registered Member of

Certified by

What Sets Us Apart

At Mekar, we are committed to providing Indonesian small businesses with access to the financing they need to grow, while offering lenders high-quality, low-risk lending opportunities.

Productive Loans

From working capital loans to invoice financing, Mekar provides financial solutions for businesses ready to grow and succeed.

Quality Credit

Mekar has an effective, comprehensive credit risk assessment framework so that we offer high quality, low risk loans to lenders.

Solid Ecosystem

We manage loans efficiently in a solid lending ecosystem to minimize risk and keep default rates low.

Trusted Brand

Recognized as an innovative fintech lending platform, Mekar is committed to driving Indonesia's economic growth through impactful financial solutions.

Collaborative Networks

Mekar supports Indonesia's leading brands through trusted third-party partnerships in which we provide innovative financing solutions for their network.

Borrower

PT Happy Valley Technology Indonesia

Kopkar Nikomas

Kopkar Makmur PT PWI II

KSP Setia Multi Sarana

PT Strategic Pestcontrol

PT Wira Putra Bahari

Awards

Biggest Sustainable Impact

2026

Best Strategic Initiative

2026

Best ESG Ecosystem Platform

2026

The Most Innovative Fintech Lending Platform

2024

Statistics

Update on Sept. 16, 2026

IDR 1.7 Trillion

Total Disbursement (since inception)

IDR 186 Billion

Total Outstanding

0.0

Total Disbursement (Month-to-Date)

IDR 273 Billion

Total Disbursement (Year-to-Date)

Mekar provides a valuable opportunity for all lenders to play an active role in directly contributing to the development of Indonesia’s future.

- Putera Sampoerna -

Founder

Borrower's Stories

I wanted my child to graduate, but I didn’t have money to pay the transcript. Then the Cooperative helped me through financing from Mekar. Everything changed: my debt was paid off, and the transcript was redeemed. Now I'm focused on repaying Mekar. Thanks Mekar.

Ade Arifah

Karyawati Pabrik

I started selling meatballs and chicken noodles from a small cart. My income was only enough to cover daily needs. After Mekar's financing through the Cooperative, I opened a stall. Revenue rose from 6M to 15M. It’s more than money, it’s hope. Thanks, Mekar!

Yuli Hertati

Penjual Mie Ayam

Thanks to financing from Mekar through the Cooperative, I was able to pay for my child's private school re-enrollment, settle my debts, and use the rest as business capital. I'm truly grateful to Mekar and the Cooperative team for making things easier.

Suherawati

Karyawati Pabrik

I started selling goods on credit and distributing water gallons. After receiving financing from Mekar through the Cooperative, my business grew. I bought a water filtration machine, opened a depot, and became a gas distributor. Thank you, Mekar!

Siti Rahmah

Jualan Galon

I started by selling electronics on credit, door-to-door by bike, earning 10M/month. After getting Mekar financing through the Cooperative, I switched to a grocery store with my own kiosk. Now I earn 22M/month. Thanks, Mekar. Your support truly helped my business grow.

Aminah

Pengusaha Elektronik

Thank you very much for the loan that has greatly helped me. This loan means a lot to me as it allowed me to support my parents in their time of need. I hope this program continues to help and benefit many others.

Wardiansah

Karyawan

Thank you for the support and collaboration in helping our members access financing. This program is very beneficial, especially in urgent situations. We hope this synergy continues and brings a positive impact to communities across Indonesia.

Febri

Pengurus Organisasi

I started selling vegetables and side dishes by motorcycle, earning 7M/month. Alhamdulillah, after receiving financing from Mekar through the Cooperative, my business grew. I opened a kiosk, expanded stock, and now earn 20M/month. Thank you, Mekar!

Aisah

Penjual Sayur

I am truly grateful for the opportunity and trust that allowed me to receive a loan. This support has provided a meaningful solution to my financial needs. I hope this program continues to help and benefit many others.

Nayaminitia

Pekerja

I started selling groceries and snacks for kids with just a table, earning 3M/month. After receiving financing from Mekar through the Cooperative, my business grew. I expanded to fresh vegetables, got a better setup, and now earn 15M/month. Thank you, Mekar!